Shop and Household Insurance?
NFRN Mutual gives you a better alternative to conventional insurance companies
Click on the image to enter the Mutual website
Thousands of members have found the Mutual to be a better way of covering the risks they may encounter in their business and personal lives.
How the Mutual could be better for you
Owned by its members
Members own it, control it and operate it for their mutual benefit through an elected board.
It’s your Mutual
Membership of the Mutual is only available to members of the NFRN and their families and other qualifying independent news retailers
No extra costs
There are no brokers or agents fees to pay
Not for profit
The Mutual is a not for profit organisation only members share the benefits of belonging to the Mutual
Designed for you
The Mutual was created by news retailers and is run by them – we understand your business and your needs
Service to its members
The Mutual is dedicated to the service of its members and through its members call centre provides an unequalled service in terms of enquiries, quotations and the event of a claim.
Some frequently asked questions
Why did we start the Mutual?
No one understands the needs of independent retailers like independent retailers and the Mutual was formed to give them the benefit of cover tailored to those needs.
Who gets the profits?
Mutual’s are not for profit organisations. There are no shareholders and only the members share the benefits of belonging to the Mutual.
What risks can I cover?
Mutual cover is available for buildings, contents, public liability, professional protections and personal household
Can non NFRN members join the Mutual?
Yes, non NFRN members who are qualifying independent news and convenience retailers can now join the Mutual.
How is the Mutual regulated?
NFRN Mutual is approved and regulated by the Financial Services Authority (FSA) and has to satisfy stringent requirements and scrutiny.
How are our finances managed?
Regulatory conditions require the Mutual to always have adequate financial resources to discharge its future liabilities or make payments to holders of its product. The Mutual has its re-insurance with one of the world’s largest re-insurers, ACE European Group.
FOR ENQUIRIES OR A QUOTATION RING
0800 0664 988
OR
CLICK HERE TO CONTACT US BY EMAIL
